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How do I cancel my whole life insurance policy?

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Life Insurance

How do I go about canceling my whole life policy? I bought term to replace a variable universal life and I realize now, what a dumb idea it is to have the whole life policy.

Can I just cancel the policy and take the cash? I don’t want to buy more insurance, I don’t need more insurance. The cash value is less than what I paid the insurance company.

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