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Why do we need auto insurance to drive? In many Asian countries its not legally required?

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Auto Insurance

Why is it a law here in North America to drive with insurance. The federal and provincial Insurance Bureaus regulate these policies and rates and rip people off. Sometimes I think insurance is another form of tax.

You can always take someone to the court to claim damages. Why is it that auto insurance is MANDATORY, it should be optional.

Here in Toronto, its so expensive.

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