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Why am I being told to buy term life insurance, instead of whole life.?

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Life Insurance

Idon’t want to borrow against it. I simply need the insurance to take care of my son and me in the event my husband dies. That is it. With the term life I have to renew it when the term expires. The whole life insurers have some very good prices. So please tell me why not whole life, thanx Heidi

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