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Whats the best avenue in obtaining Small business Liability Insurance?

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My husband runs a small business, but has had trouble obtaining small business insurance. He has contacted many local companies, and noone seems to return phone calls these days. We live in the Wilmington NC area. Does anyone have any advice on this? Is it best to go with a local company or can you find it elsewhere? Any suggestions on reputable companies? We have hit a road block and any sincere, knowledgeable advice will be greatly appreciated!

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