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I want to know about term life insurance vs. whole life.?

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Life Insurance

If I am 63 years old, male; if I were to buy a ,000 term life policy today and should pass away 2-5 years after starting the policy, Will all or any portion of the ,000 be paid??? Also what is the best practice for a 62 year old on a less that 0 month Social Security check to do to purchase life insurance?? Thanks for any advice and answers.

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