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Life Insurance

What term life insurance companies do not require your dna?

Posted by on August 1, 2012 | 0 Comments

I want an insurance company that won’t invade our last bit of privacy – our DNA. Once they have your DNA they can make all kinds of determinations about you, health, personality, all kinds of things. Years ago reasearchers were willing to pay ,000. US Dollars to get you to donate your very private – […]

Should Keep or Look into term Life Insurance Quotes?

Posted by on August 1, 2012 | 0 Comments

I have a whole life policy which I have been paying 45.00 per month for 16 yrs. I have to pay this amount until age 99 so they say. The amount it was for when I bought it was 50,000. It builds cash value. I am now 62. Should I keep this policy or look […]

What exact is whole life insurance, and how do life insurance companies profit from selling it?

Posted by on July 29, 2012 | 0 Comments

Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such […]

How much life insurance coverage should a life-long bachelor w/ no children buy?

Posted by on July 29, 2012 | 0 Comments

I will be 33-years old next month. I have no life insurance, no dependents and I do not anticipate ever getting married. How much life insurance coverage do I need to pay for my final burial expenses? Please give me a range. I don’t need an exact figure. Thanks.

Life insurance for single, 23 years old with no cosigners?

Posted by on July 29, 2012 | 0 Comments

I would like to get life insurance, I am single, going to be 23 years old, I dont need anything major but i would like enough to pay off all of my bills and student loans, if something should happen. What would you recommend getting. I have done a google search but that just overwhelmed […]

What exactly does term life insurance mean?

Posted by on July 29, 2012 | 0 Comments

I have been paying in to a Chase Life term insurance policy for 0,000.00 for over 10 years. I have recently received a quote for 0,000.00 term policy for LESS than I am paying for the 0K policy. Do I lose anything by changing companies? Every time you allow yourself to take a step in […]

Life insurance policy for self?

Posted by on July 29, 2012 | 0 Comments

I need to get life insurance but I have heard that you don’t get the policy on yourself but that your spouse is supposed to get one for you…. What is the difference?